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Affordable Housing Program – New Construction and Rehab
About the Program
The Affordable Housing Program partners with the MN Dept. of Corrections to create quality affordable housing in West Central MN for families at or below 115% of the state median income.
A variety of floor plans are available depending on your family’s needs. Homes can be modified for handicapped accessibility upon request.
Homes are built by a 30 year veteran carpenter, minimum security inmates and local subcontractors. Homes are high quality, durable, energy efficient and require minimal maintenance. Homes are inspected by a state licensed building inspector to ensure codes are met and/or surpassed.
We currently build in Douglas, Grant, Otter Tail, Pope and Stevens counties.
If you are interested in building where we don’t have access to lots, our housing staff can work with private buyers, cities or EDA to attempt to acquire one to meet your needs.
Eligibility
Households must be able to be approved for a traditional mortgage from a mortgage lender, and not earn more than 80% of the Area Median Income.
First 30 days after completion of home (80% of state median income).
| Household Size | Income Guideline |
| 1 person | $47,150 |
| 2 people | $53,900 |
| 3 people | $60,600 |
| 4 people | $67,350 |
| 5 people | $72,750 |
| 6 people | $78,150 |
| 7 people | $83,550 |
| 8 people | $88,900 |
If you have a purchase agreement signed before completion of home or after 30 days following completion (115% of state median income).
| Household Size | Income Guideline |
| 1 person | $67,778 |
| 2 people | $77,481 |
| 3 people | $87,113 |
| 4 people | $96,816 |
| 5 people | $104,578 |
| 6 people | $112,341 |
| 7 people | $120,103 |
| 8 people | $127,794 |
How to Apply
The first step is to contact WCMCA staff to fill out an Affordable Housing Application. Our knowledgeable housing staff will assist you with all of the remaining steps of purchasing a new home. WCMCA housing staff are able to assist you in the mortgage process and or refer you to lenders that have a variety of lending programs such as: First Time homebuyer programs · Programs with as little as 1% down, Rural Development · ECHO · CASA
Janelle Bennett, Housing Coordinator
Email: janelleb@wcmca.org
Phone: 320-304-3458, Ext. 7214
Toll Free Phone: 800-492-4805, Ext. 4
Fax Number: 320-335-2463
Mailing Address:
WCMCA
Attn: Janelle Bennett
503 Hawthorne St, Suite 45
Alexandria, MN 56308
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