Rehabilitation Loan Program (RLP)

WCMCA is the Minnesota Housing Finance Agency (MHFA) approved lender for the Rehabilitation Loan Program (RLP) for the following counties: Grant, Traverse, and Wilkin. 

The Rehabilitation Loan Program (RLP) can help qualified households afford basic improvements to the safety, livability, energy efficiency and accessibility of the home.  If an emergency is identified and there are other deficiencies that need to be addressed, the borrower could receive both RLP and ELP funds.

How much money could I receive for my home improvement project?

• Rehabilitation Loan Program (RLP) – up to $37,500

What are the terms of the loan?

RLP is a deferred loan, up to 15 years, which means no interest and no payments during the life of the loan.  The loan is forgiven when the term is reached provided the borrower occupies and owns the property during the entire loan term.